Legal notice

Please read these general terms of use carefully before proceeding to ensure that you are aware of the restrictions on access and use of the content of this site. Access to this site and any of the information available on it is conditional upon your approval of these general terms of use. If you disagree with these general terms of use in full or in part, please leave this site immediately.

Swiss law exclusively governs the use of this site. Any dispute arising out of, or in connection with the use of this site on matters relating to this site shall be subject to the exclusive jurisdiction of the courts of the Republic and Canton of Geneva.

Fraudulent Correspondence ("Phishing")

Banque Morval will not ask you to disclose sensitive personal information in unsolicited e-mails, telephone calls or instant messages.

Be aware of fraudulent correspondence ("Phishing"). With the heightened media attention regarding the theft of personal data, many consumers and investors are expressing concern over the privacy and integrity of their personal data. For that reason, it is important to address the subject known as "phishing." 

Phishing is a type of fraud in which e-mail messages, instant messages and websites are used to deceive individuals into providing confidential, personal information. The term itself is a play-on-words for "fishing," the "ph" representing "password harvesting" - the idea that people will "take the bait" that is set for them and disclose personal information that can be used for credit card fraud and other serious violations of their privacy. 

Phony e-mails generally appear to be sent from legitimate companies, asking users to either reply or link to a web page to update their personal information or risk closing or suspension of their accounts. The phony e-mails sometimes contain the company's logo and even an address. Among the data typically requested are the user's name and address; Social Security number; account numbers and passwords; bank account and credit card information - sometimes even the account holder's mother's maiden name, or other private information used for security purposes.

Contact Us

If you believe Banque Morval’ s name and/or reputation has been misused in a fraudulent e-mail or other contact, please do not forward the suspected phishing e-mail, but attach it to a new email and send to morval-ge@morval.ch

The Banque Morval website is not directed at, or intended for distribution (by reason of that person’s nationality, residence or otherwise) to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would contravene the laws of their state. Neither the information nor any opinion expressed on this website shall constitute a solicitation, an offer or a recommendation to buy or sell any investments, including but not limited to any securities, financial instruments or other investments or investment advice. The information in this website describes Banque Morval in general and shall include all subsidiary companies of Banque Morval as a whole.  Persons with residence in a country for which a subsidiary company of Banque Morval interested in certain financial instruments may revert to that branch or affiliate that are properly licensed to offer such services, securities or financial instruments in such jurisdiction.

Individuals accessing this website are strongly encouraged to obtain independent tax and legal advice in their home jurisdiction prior to taking any investment decision on the basis of any information contained in this website.

The value of investments and the income derived from them may fall as well as rise and investors may not get back the amount invested. Past performance is not necessarily a guide to the future performance of an investment. Changes in rates of foreign exchange may cause the value of investments to go up or down. No information or material on this web site is to be relied upon for the purpose of making or communicating investment decisions.

Although Banque Morval and its information providers seek to ensure that the information on this website is accurate and complete at the time of publication and has been obtained from sources believed to be reliable, no warranty expressed or implied is made to its accuracy, reliability, actuality and completeness by Banque Morval and its information providers. Opinions and any other contents on the site are subject to change without notice.

Reproduction (in full or in part), storage (temporary or permanent), or transmission (for private or public purposes) of the information contained on this site is strictly prohibited without the prior written permission of Banque Morval Downloading or copying this site does not confer any license or right to use any software or material on the site. The site cannot be linked to for public or commercial purposes without the prior written consent of Banque Morval

On this website you may be offered automatic links to other sites.
Following links to any other off-site pages or other websites shall be at your own risk. Banque Morval has not reviewed any of the websites linked to the Banque Morval website and does not endorse or accept any responsibility for their content nor the products, services or other items offered through them.

The units of the Willerfunds funds, as more fully described in the menu "Our Funds" will only be distributed publicly in the countries in which the funds are authorized for public sales. An investment in the Willerfunds funds should only be made after reading the related legal documents such as management regulations, prospectuses, annual and semi-annual reports, which can be all be obtained free of charge from the funds' representatives in each country where the funds are incorporated or registered.